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Looking for a fha loan specialist in Lakeland? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Lakeland, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Lakeland, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Compass Mortgage LLC
705 E Orange St, Lakeland, FL 33801
8638021242
Neighborhood Loans – Lakeland
2020 Edgewood Dr S, Lakeland, FL 33803
8639378024
The Candice Clark Team at Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
8635123999
Central Lending
401 Florida Ave S, Lakeland, FL 33801
8632761220
The Charles Garneau Team - Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
8639378024
Farm Credit of Central Florida
204 E Orange St STE 200, Lakeland, FL 33801
8636824117
Guild Mortgage - Dawn R Broccard
6700 Florida Ave S STE 25, Lakeland, FL 33813
8636407676
American Liberty Mortgage - Lakeland, Florida
402 S Kentucky Ave #310, Lakeland, FL 33801
8639403488
Loantrust Mortgage Inc
1258 Scottsland Dr, Lakeland, FL 33813
8634094560
James Golotko
5015 Florida Ave S, Lakeland, FL 33813
8637015221
Brad Edmondson at CrossCountry Mortgage
1031 E County Rd 540A, Lakeland, FL 33813
8638773341
Roshel Corcoran Mortgage Team - Stockton Mortgage Company
5137 S Lakeland Dr #2, Lakeland, FL 33813
8632130168
Juli Surface | SouthState Mortgage
4719 Florida Ave S, Lakeland, FL 33813
8632550495
Guild Mortgage Company
6700 Florida Ave S STE 25, Lakeland, FL 33813
8632258240
Simple Lending Mortgage LLC
211 E Main St #438, Lakeland, FL 33801
8004849355
Florida Mortgage Pros LLC
2031 E Edgewood Dr #3, Lakeland, FL 33803
8633532712
Legacy Mutual Mortgage - Amber Rodriguez
2020 Edgewood Dr S, Lakeland, FL 33803
8632428771
LANDMARK MORTGAGE AND ASSOCIATES, INC.
110 E Pine St, Lakeland, FL 33801
8636030999
Monica Young: Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
8637016759
Home Loans by Andra with USA Mortgage
1102 Florida Ave S #116, Lakeland, FL 33803
8634125818
An FHA loan specialist in Lakeland Florida can guide you through the process of obtaining a Federal Housing Administration insured mortgage. Florida law requires lenders to provide specific disclosures within three business days of application. Local specialists understand Polk County property values and can help you meet FHA minimum property standards.
What Does a FHA Loan Specialist in Lakeland Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 1.05 percent depending on loan term and amount. Closing costs in Lakeland range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 0.5 to 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lakeland Florida?
An FHA loan specialist helps borrowers qualify for FHA insured loans. They review credit history, verify income, and ensure the property meets FHA standards. Specialists also explain Florida specific requirements like flood insurance in designated zones.
What are the FHA loan limits for Lakeland Florida in 2025?
For 2025 the FHA loan limit for a single family home in Polk County Florida is $498,257 for low cost areas and up to $1,149,825 in high cost areas. These limits are set by the Department of Housing and Urban Development and may change annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.