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Find FHA Loan Specialists in Miami, FL

Compare fha loan specialists in Miami. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Miami, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rate Leaf Mortgage
999 NE 125th St, Miami, FL 33161
9545265938
Dennis Vo - CMG Home Loans
2136 NW 1st Ave Suite 200, Miami, FL 33127
3056762428
Ready Mortgage Lenders, LLC
1000 NW 57th Ct #120, Miami, FL 33126
3052611500
Lending Bankers Mortgage
848 Brickell Ave #1200, Miami, FL 33131
7863733077
The Mortgage Calculator
2125 Biscayne Blvd Suite 220, Miami, FL 33137
7867331993
Lennar Mortgage, LLC SE Florida
5505 Waterford District Dr #505, Miami, FL 33126
3054852046
Miami Mortgage Advisors LLC
31 SE 5th St Cu401, Miami, FL 33131
3052398855
1st Florida Mortgage Lending
10689 N Kendall Dr # 319, Miami, FL 33176
3057798430
PS Mortgage Lending
9480 SW 77th Ave #201, Miami, FL 33156
3057914874
Home Mortgage Center
9360 SW 72nd St #225, Miami, FL 33173
3052662755
Florida Home Finance, LLC
7700 N Kendall Dr #300-D, Miami, FL 33156
7863850511
Tag Lending Group, LLC
335 S Biscayne Blvd #2809, Miami, FL 33131
3055038655
Miami Lending Advisors - Mortgage Broker
2020 N Bayshore Dr #4702, Miami, FL 33137
3056308473
Miami Mortgage Brokers
333 SE 2nd Ave STE 2000, Miami, FL 33131
9544947288
Helm Mortgage Corp.
10755 SW 104th St 2 FL, Miami, FL 33176
7869531602
FEMBi Mortgage
9300 S Dadeland Blvd Suite 500, Miami, FL 33156
3056663333
Bennett Capital Partners Mortgage Brokers
1101 Brickell Ave STE 800, Miami, FL 33131
8004579057
Paulo Rodriguez at CrossCountry Mortgage
333 NE 24th St STE 311, Miami, FL 33137
8777731226
Emmanuel Fajardo - The Mortgage Specialist
4500 Biscayne Blvd Suite 320, Miami, FL 33137
9547700626
Home Financing Center
400 University Dr, Miami, FL 33134
3057771100

An FHA loan specialist in Miami Florida helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in Miami due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.

What Does a FHA Loan Specialist in Miami Cost?

Typical costs for an FHA loan specialist in Miami Florida include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the base loan amount and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Miami average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Miami Dade County in 2025?
For 2025 the FHA loan limit for a single family home in Miami Dade County is $498,257. This amount is set by the Federal Housing Administration and may change annually based on local median home prices.
Do I need a Florida specific license to be an FHA loan specialist in Miami?
Yes. All mortgage loan originators in Florida must hold a valid license through the Florida Office of Financial Regulation. They must also complete continuing education courses each year to maintain their license.