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Find FHA Loan Specialists in Mt Dora, FL

Directory of fha loan specialists in Mt Dora, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Mt Dora, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 fha loan specialists in Mt Dora, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm, Inc.
620 E 5th Ave, Mt Dora, FL 32757
(352) 383-3046 mortgagefirmpros.com
Arthur Kourouvacilis
822 N Donnelly St Ste 201, Mt Dora, FL 32757
(407) 675-6458 myhome1st.com
Cole Barlow, Movement Mortgage
1202 N Donnelly St, Mt Dora, FL 32757
(352) 602-0911 movement.com
Tim Miller at Edge Home Finance
26845 County Rd 448A, Mt Dora, FL 32757
(407) 404-3834 edgehomefinance.com
Kelly Kendrick - Mortgage Loan Officer
620 E 5th Ave, Mt Dora, FL 32757
(352) 455-1791 themortgagefirm.com
Amanda Walters
440 Royellou Suite 102, Mt Dora, FL 32757
(351) 551-5998
Todd Abell - Gold Star Mortgage Financial Group
440 Royellou Suite 102, Mt Dora, FL 32757
(321) 946-1426 lo-sites.goldstarfinancial.com
Chase Home Lending
18925 US-441, Mt Dora, FL 32757
(917) 721-8576 homelendingadvisor.chase.com
Gold Star Mortgage Financial Group - Mount Dora
440 Royellou Suite 102, Mt Dora, FL 32757
(321) 946-1426 lo-sites.goldstarfinancial.com
The Living Mortgage Group
1666 N Donnelly St, Mt Dora, FL 32757
(813) 895-0118 livingmg.com

An FHA loan specialist in Mt Dora, Florida helps home buyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Mt Dora buyers benefit from local specialists who understand Lake County property values and FHA appraisal requirements.

What Does a FHA Loan Specialist in Mt Dora Cost?

Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount and third-party fees for appraisal credit report and title services which total 3000 to 5000 dollars. Florida also charges documentary stamp taxes of 0.35 per 100 dollars on the loan amount. These costs vary by lender and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Mt Dora Florida in 2025?
For Lake County Florida the FHA loan limit for a single-family home is typically around $498,257 for 2025. This amount can change annually based on median home prices in the area. Your specialist can confirm the exact limit for your specific loan type.
What credit score is needed for an FHA loan in Florida?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Florida lenders may have their own overlays with higher minimums.
Do FHA loans require mortgage insurance in Florida?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies from 0.45 to 1.05 percent depending on loan term and down payment. This insurance is required for the life of the loan if your down payment is less than 10 percent.