Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 fha loan specialists in Palatka, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
316 FL-19, Palatka, FL 32177
3863289515
VyStar Credit Union
510 State Rd 19 S, Palatka, FL 32177
3863283303
Lending Bear
701 Reid St, Palatka, FL 32177
3863288853
Mariner Finance
308 FL-19, Palatka, FL 32177
3863298988
Coldwell Banker Ben Bates Inc., Realtor
3400 Crill Ave #1, Palatka, FL 32177
3863286716
OneMain Financial
835 FL-19, Palatka, FL 32177
3863281449
First Coast Community Credit Union
306 S Palm Ave, Palatka, FL 32177
3863285555
Farm Credit of Florida
309 N 2nd St, Palatka, FL 32177
3863282744
Gateway Mortgage Group
514 S Palm Ave Ste B, Palatka, FL 32177
3865307753
New American Funding - Stone Keefauver
421 St Johns Ave ste 7, Palatka, FL 32177
3212956656
Michelle Calhoun - Mortgage Loan Officer
101 FL-19, Palatka, FL 32177
3522810669
Bee Mortgage App
320 St Johns Ave suite 103, Palatka, FL 32177
8556261999
What Does a FHA Loan Specialist in Palatka Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 to 1.5 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Palatka generally range from 3000 to 6000 dollars depending on the loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Palatka Florida?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Florida law also requires a property appraisal by an FHA approved appraiser. The home must meet minimum property standards set by HUD.
How do I find an FHA loan specialist in Palatka?
You can search the FHA lender list on the HUD website for approved lenders in Palatka. The Florida Office of Financial Regulation also provides a license lookup tool for mortgage originators. You should verify the specialist is licensed in Florida.