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Find FHA Loan Specialists Near You in Palmetto Bay, FL
Browse fha loan specialists serving Palmetto Bay, Florida. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Palmetto Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3054009674
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
3054337194
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
United Lending
14411 S Dixie Hwy Suite 209, Palmetto Bay, FL 33176
7867322585
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
E&H Mortgage Processing, LLC
9555 SW 175th Terrace Suite 209, Palmetto Bay, FL 33157
3053513182
Jose Arpajon
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3053235946
FHA loan specialists in Palmetto Bay Florida help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Florida due to lower down payment requirements and flexible credit guidelines. Local specialists understand Miami-Dade County property values and Florida specific condominium approval rules.
What Does a FHA Loan Specialist in Palmetto Bay Cost?
FHA loan specialist fees in Florida typically range from 1% to 2% of the loan amount. The upfront mortgage insurance premium is 1.75% of the base loan amount. Annual mortgage insurance premiums vary from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Palmetto Bay average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Palmetto Bay Florida in 2025?
For 2025 the FHA loan limit for a single family home in Miami-Dade County is $498,257. This amount is set by HUD and applies to Palmetto Bay properties. Limits may be higher for duplexes triplexes or four unit properties.
What Florida specific requirements apply to FHA loans?
Florida law requires all FHA loans to include a valid homestead exemption application for primary residences. Additionally FHA loans in Florida require a property appraisal that meets both HUD guidelines and Florida building code standards for wind mitigation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.