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Looking for a fha loan specialist in Pensacola? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Pensacola, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Pensacola, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trident Home Loans, LLC
6723 Plantation Rd #32504, Pensacola, FL 32504
8503430400
Cornerstone Mortgage Solutions, llc
6702C Plantation Rd, Pensacola, FL 32504
8504736641
Trident Home Loans - Jonathan Kulak & Team - VA, Conventional, FHA Loan Specialist
6723 Plantation Rd #32504, Pensacola, FL 32504
8509729938
Tim Taylor - Trident Home Loans, LLC
517 N Baylen St, Pensacola, FL 32501
3096420008
Kayla Cannon Movement Mortgage
1765 E 9 Mile Rd #6, Pensacola, FL 32514
8505293295
NEXA Mortgage - Rich Preston
3107 N Davis Hwy, Pensacola, FL 32503
2519996696
Legacy Mortgage Group - Rob Benson
3 W Garden St #519, Pensacola, FL 32502
8509902570
Guild Mortgage - James Coleman
3298 Summit Blvd STE 18, Pensacola, FL 32503
8503806025
Lennar Mortgage, LLC Gulf Coast
25 W Cedar St Suite 101B, Pensacola, FL 32502
8506015506
Mortgage Trust Inc.
4400 Bayou Blvd Bldg 39, Pensacola, FL 32503
8504976767
FEMBi Mortgage
13 Palafox Pl Suite 215-3, Pensacola, FL 32502
8508079779
Supreme Lending Pensacola
3298 Summit Blvd STE 18, Pensacola, FL 32503
8504830910
DSLD Mortgage
125 W Romana St #215, Pensacola, FL 32502
8443753684
Guild Mortgage - Shellie Isakson Smith
3298 Summit Blvd STE 18, Pensacola, FL 32503
8502323224
Coastal Funding Corporation - Pensacola
534 S Navy Blvd, Pensacola, FL 32507
8507256500
Acrisure Mortgage, LLC
100 W Garden St suite c, Pensacola, FL 32502
8504505788
Najah Tran - Movement Mortgage
1765 E 9 Mile Rd, Pensacola, FL 32514
8509032720
Rapid Rate Mortgage
6901A N 9th Ave #649, Pensacola, FL 32504
8505307943
Southeast Mortgage
244 E Intendencia St, Pensacola, FL 32502
8003448788
Mike Brustad at Guaranteed Rate Affinity (NMLS #455554)
320 W Cervantes St, Pensacola, FL 32501
8508303557
FHA loan specialists in Pensacola help borrowers secure government-backed mortgages with lower down payments. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. These specialists guide you through FHA requirements including the mandatory upfront mortgage insurance premium and annual premiums.
What Does a FHA Loan Specialist in Pensacola Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Pensacola average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pensacola do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit score, debt-to-income ratio, and employment history. They also explain Florida specific property requirements such as flood insurance in certain Pensacola zones.
What are the FHA loan limits for Pensacola Florida in 2025?
For 2025 the FHA loan limit for a single family home in Escambia County is 498,257 dollars. This limit applies to most areas in Pensacola. Higher limits may apply for duplexes and other multi unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.