An FHA loan specialist in Plant City Florida can guide you through the process of obtaining a government backed mortgage. These loans are popular for first time home buyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Plant City Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount. You will also pay an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Plant City generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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