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Find FHA Loan Specialists Near You in Port St. Lucie, FL
Browse fha loan specialists serving Port St. Lucie, Florida. Contact information and addresses listed below.
18 agents listed
Updated June 2026
Port St. Lucie, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 18 fha loan specialists in Port St. Lucie, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Group One Mortgage Port St. Lucie
4007 SW Port St Lucie Blvd unit #3, Port St. Lucie, FL 34953
An FHA loan specialist in Port St. Lucie Florida helps home buyers and refinancers navigate FHA insured mortgages. These loans are popular in St Lucie County due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in Port St. Lucie Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Port St. Lucie usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Port St. Lucie?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards and be your primary residence. Florida specific rules may apply for condominium approvals in Port St. Lucie.
How do I find a qualified FHA loan specialist in Port St. Lucie?
Look for a licensed mortgage loan originator registered with the Florida Office of Financial Regulation. You can verify a license through the Nationwide Multistate Licensing System NMLS. Ask about their experience with FHA loans in St Lucie County specifically.
Are there Florida specific FHA loan limits for Port St. Lucie?
Yes FHA loan limits vary by county. For St Lucie County in 2024 the floor limit is 498257 for a single family home. High cost area limits may apply if you live in a designated high cost area. Check the HUD website for current limits.
Get matched with agents in Port St. Lucie who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.