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Browse fha loan specialists serving St. Augustine, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coast2Coast Mortgage Lending
125 B King St, St. Augustine, FL 32084
9044691579
The O'Kavage Group
300 Kingsley Lake Dr STE 402, St. Augustine, FL 32092
9048678377
Florida Mortgage Brokerage Voted Best Mortgage Broker 2022-2025 by GuideToFlorida Magazine
108 Sea Grove Main St suite c, St. Augustine, FL 32080
9044957515
Loan Officer - 912272
93 King St, St. Augustine, FL 32084
9182324746
Jimmy Todd - Coast2Coast Mortgage - NMLS 1608236
93 1/2 King St, St. Augustine, FL 32084
9045898372
Carmen Richardson NMLS# 375570 - Coast2Coast Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
9049947003
Stephanie M. Spink - Coast2Coast Mortgage Lending - NMLS: 908730
125 B King St, St. Augustine, FL 32084
3524548801
Boom Mortgage
6231 Costanero Rd, St. Augustine, FL 32080
9046799979
Home Harbor Financial LLC
101 E Town Pl #130, St. Augustine, FL 32092
9043779555
St. Augustine Mortgage | Fidelity Home Group
100 Island Cottage Way, St. Augustine, FL 32080
9046502900
Accolade Home Loans
3301 E Heritage Cove Dr, St. Augustine, FL 32092
9045103998
First Home Equity Loans
88 Riberia St #150, St. Augustine, FL 32084
9044847392
Donna McGee - Union Home Mortgage
108 Sea Grove Main St suite c, St. Augustine, FL 32080
9045016900
Austin Earley - Ameris Bank Mortgage
100 Southpark Blvd, St. Augustine, FL 32086
7706560190
An FHA loan specialist in St. Augustine Florida helps homebuyers navigate government backed loans with lower down payment requirements. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand the unique housing market in St. Johns County and can guide you through FHA appraisal and underwriting standards.
What Does a FHA Loan Specialist in St. Augustine Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.55 to 0.85 percent of the loan balance. Closing costs in St. Augustine generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for St. Augustine Florida?
For 2025 the FHA loan limit for a single family home in St. Johns County is $498,257. This amount is set by the Department of Housing and Urban Development and can change annually based on median home prices.
What Florida specific requirements apply to FHA loans?
Florida requires all FHA loans to include a valid flood insurance policy if the property is in a Special Flood Hazard Area. The state also mandates a 30 day right to cancel for refinance loans under Florida Statute 501.137.
How long does an FHA loan process take in St. Augustine?
The typical FHA loan process in Florida takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs identified in the FHA appraisal or if flood zone documentation is incomplete.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.