Skip to main content

Find FHA Loan Specialists in Wesley Chapel, FL

Compare fha loan specialists in Wesley Chapel. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Wesley Chapel, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 fha loan specialists in Wesley Chapel, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
My Easy Mortgage
2405 Creel Ln STE 102, Wesley Chapel, FL 33544
8135139846
Smith Lending, LLC
2818 Cypress Ridge Blvd. Unit 101-J, Wesley Chapel, FL 33544
8137674247
NEXA Mortgage - Florida Family Mortgage Team
30740 CR 54 Ste 117, Wesley Chapel, FL 33543
8138256555
Mikasa Home Loans - Hablamos Español
8093 Abby Brooks Cir, Wesley Chapel, FL 33545
8134765581
Chaunci Witherspoon, MBA at Kinsfolk Mortgage LLC (NMLS 1703351)
1936 Bruce B Downs Blvd Suite 442, Wesley Chapel, FL 33543
8136380862
The Copeland Team
28210 Paseo Drive Suite 190-125, Wesley Chapel, FL 33543
8138077603
Rafael "Rafi" Castro
25633 Risen Star Dr, Wesley Chapel, FL 33544
8135900031
Mortgage Skyhill
3804 Kalanchoe Pl, Wesley Chapel, FL 33544
8139199925

An FHA loan specialist in Wesley Chapel Florida can guide you through the process of obtaining a government-backed mortgage. These loans are popular in Pasco County due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation.

What Does a FHA Loan Specialist in Wesley Chapel Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary based on loan size, credit score, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Wesley Chapel do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your financial situation, explain FHA requirements, and guide you through the approval process. In Florida, specialists must follow state licensing rules and federal lending laws.
What are the FHA loan limits for Wesley Chapel Florida?
For 2024, the FHA loan limit for a single family home in Pasco County is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually. A local specialist can confirm current limits for your specific property.