FHA Loan Specialists in West Palm Beach, FL
Browse fha loan specialists serving West Palm Beach, Florida. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 14 fha loan specialists in West Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in West Palm Beach Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in West Palm Beach average between $500 and $700. Closing costs generally total 3 to 6 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for West Palm Beach in 2025?
For 2025 the FHA loan limit for a single family home in Palm Beach County is $498,257. Higher limits apply for two to four unit properties. These limits are set by HUD and updated annually.
What credit score is needed for an FHA loan in Florida?
Borrowers typically need a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlay requirements.
Are FHA loans assumable in Florida?
Yes FHA loans are assumable by qualified buyers in Florida. This means a new buyer can take over the existing FHA mortgage terms. The assumption process requires lender approval and a credit check.