Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 20 fha loan specialists in Albany, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
300 W Broad Ave, Albany, GA 31701
2294354700
1st Franklin Financial
2231 Dawson Rd Suite A, Albany, GA 31707
2294398867
Mariner Finance
2822 Nottingham Way Suite 106, Albany, GA 31707
2293372547
Service Loans
302 W Broad Ave, Albany, GA 31701
2294350285
Security Finance
2516 Dawson Rd STE C, Albany, GA 31707
2298832567
OneMain Financial
2516 Dawson Rd K, Albany, GA 31707
2294320543
Truist
710 N Westover Blvd, Albany, GA 31707
2295185298
AMG Finance
103 S Jackson St, Albany, GA 31701
2294360567
Flint Community Bank
2910 Meredyth Dr, Albany, GA 31721
2299031400
Lendmark Financial Services LLC
2734 Ledo Rd STE 11, Albany, GA 31721
2294367705
Angela Denney - Ameris Bank Mortgage
2627 Dawson Rd, Albany, GA 31707
2293471489
Republic Finance
2831 Ledo Rd, Albany, GA 31707
2293605800
Albany Community Together Inc
230 S Jackson St #333, Albany, GA 31701
2292803381
Community Loans of America
715 N Slappey Blvd, Albany, GA 31701
2294397004
Heritage Investment Center
2829 Old Dawson Rd, Albany, GA 31707
2298782044
Renasant Mortgage
721 N Westover Blvd, Albany, GA 31707
2298782041
Erin McDonald - Renasant Mortgage
721 N Westover Blvd, Albany, GA 31707
2298782065
America's First Home Mortgage
1209 Dawson Rd, Albany, GA 31707
2294200021
Regions Mortgage
2616 Dawson Rd, Albany, GA 31707
2294398049
Commercial Lending Albany GA
208 N Westover Blvd, Albany, GA 31707
2294157754
What Does a FHA Loan Specialist in Albany Cost?
Typical costs for FHA loan specialist services in Georgia include an origination fee of 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal fees range from $400 to $700 and credit report fees are around $30 to $50. Closing costs in Albany generally total 2 to 5 percent of the purchase price. These amounts vary by lender loan amount and property type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Albany Georgia?
For 2025 the FHA loan limit for a single family home in Dougherty County is $498,257. This limit applies to most areas in Albany and is adjusted annually by the Department of Housing and Urban Development.
Do I need a specific credit score for an FHA loan in Georgia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in Albany may set their own overlays above these minimums.
What is the FHA mortgage insurance requirement in Georgia?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums vary from 0.15 percent to 0.75 percent depending on loan term and down payment. This insurance protects the lender if you default.