Compare FHA Loan Specialists in Athens, GA
Compare fha loan specialists in Athens. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 10 fha loan specialists in Athens, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Athens Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Athens range from 2 to 5 percent of the purchase price, including lender fees, appraisal fees (around 500 dollars), and title insurance. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Athens GA?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. A score between 500 and 579 may still qualify with a 10 percent down payment. Local lenders in Athens may have overlays requiring higher scores.
Are there specific property condition rules for FHA loans in Georgia?
Yes, FHA requires that the property meets minimum health and safety standards through an FHA appraisal. In Georgia, this includes checking for structural issues, lead paint in homes built before 1978, and proper functioning of major systems. The appraisal also verifies the property is in a flood zone if applicable.