Compare FHA Loan Specialists in Cartersville, GA
Directory of fha loan specialists in Cartersville, Georgia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 15 fha loan specialists in Cartersville, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Cartersville helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. These specialists can guide you through FHA credit score minimums and down payment requirements specific to the Cartersville housing market.
What Does a FHA Loan Specialist in Cartersville Cost?
Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Cartersville generally range from 3000 to 6000 dollars but can vary based on the lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Cartersville?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Your FHA specialist can review your specific situation.
What are the FHA loan limits for Cartersville Georgia?
For 2024 the FHA loan limit for a single-family home in Bartow County is 498257 dollars. This limit is set by the Department of Housing and Urban Development and may change annually. Your specialist can confirm current limits for your desired property.
Do I need to live in Cartersville to use an FHA loan here?
No. FHA loans are for owner-occupied primary residences anywhere in the United States. You can use a Cartersville-based specialist even if you buy a home in another county or state. The specialist must be licensed in Georgia.