ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Dennis? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Dennis, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Dennis, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Foran Realty Inc.
543 Main St, Dennis, MA 02638
5083851355
Pearson Financial Services
586 Main St, Dennis, MA 02638
5083857925
FHA loan specialists in Dennis, Massachusetts help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular on Cape Cod due to the area's seasonal housing market and higher median home prices. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, ensuring borrowers work with regulated professionals.
What Does a FHA Loan Specialist in Dennis Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount, plus annual MIP of 0.45% to 1.05%. Closing costs generally range from 2% to 5% of the purchase price, or approximately $6,000 to $15,000 on a $300,000 home. Third-party fees for appraisal, credit report, and title search add $500 to $1,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Dennis, Massachusetts in 2025?
For 2025, the FHA loan limit for a single-family home in Barnstable County, which includes Dennis, is $1,209,750. This is due to the area being designated as a high-cost region. Limits for multi-unit properties are higher and vary by number of units.
Do I need a specific credit score for an FHA loan in Massachusetts?
The minimum credit score for an FHA loan is typically 580 with a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Massachusetts lenders may have their own overlays requiring higher scores, so check with local specialists.
What is the Massachusetts FHA mortgage insurance premium (MIP) requirement?
FHA loans require an upfront MIP of 1.75% of the loan amount, which can be rolled into the loan. Annual MIP rates vary based on loan term and loan-to-value ratio, typically ranging from 0.45% to 1.05% per year. Massachusetts law does not change these federal requirements.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Dennis who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.