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Compare fha loan specialists in Franklin. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Franklin, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Franklin, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Virna Brown, Envoy Mortgage NMLS #35630
6 Main St, Franklin, MA 02038
5083696988
Michael Dunsky | Fairway Independent Mortgage Corporation Branch Manager
9 Summer St Unit 101, Franklin, MA 02038
6173374560
Jason Danowski Motto Mortgage Executives
308 W Central St Suite E-104, Franklin, MA 02038
4014199192
An FHA loan specialist in Franklin Massachusetts can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Massachusetts law requires all mortgage loan originators to be licensed through the state Division of Banks, so your specialist will hold a valid Massachusetts license.
What Does a FHA Loan Specialist in Franklin Cost?
Typical costs for an FHA loan in Massachusetts include the upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.0 percent of the loan. Third-party costs such as appraisal, title search, and recording fees add another 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Franklin?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Your specialist can review your specific situation.
What are the FHA loan limits for Franklin Massachusetts?
For 2025, the FHA loan limit for a single-family home in Norfolk County including Franklin is typically around $524,225 for a standard loan. Higher limits apply for duplexes and larger properties. These limits can change annually.
Do I need mortgage insurance for an FHA loan in Massachusetts?
Yes, FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium paid monthly. The annual premium rate depends on your loan term and down payment size.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.