Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 14 fha loan specialists in Leominster, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Denise Peach - Total Mortgage, NMLS #41008
975 Merriam Ave #212, Leominster, MA 01453
(978) 807-3370
totalmortgage.com
Brieanna Kelley - Producing Branch Manager
28R Central St, Leominster, MA 01453
(978) 852-6376
annie-mac.com
Katie Weldon - "Katie the Mortgage Lady" , NMLS #1094433
28R Central St, Leominster, MA 01453
(978) 751-1934
teamkatie.com
Elisa Cuddy Annie-Mac Home Mortgage
28 Central St, Leominster, MA 01453
(978) 503-4541
elisacuddy.annie-mac.com
Melissa Clifton - Total Mortgage, NMLS #744993
975 Merriam Ave #212, Leominster, MA 01453
(978) 502-9151
mortgageswithmelissa.com
Sophia Bell - Total Mortgage, NMLS #655065
975 Merriam Ave #212, Leominster, MA 01453
(978) 870-7152
totalmortgage.com
Fairway Independent Mortgage Corporation
67 Merriam Ave, Leominster, MA 01453
(617) 721-8838
fairwayindependentmc.com
Ross Mortgage Co Inc
14 Monument Square Suite #200, Leominster, MA 01453
(978) 860-0100
rossmortgageco.com
Ann Proctor Total Mortgage NMLS# 16795
975 Merriam Ave #212, Leominster, MA 01453
(978) 870-9909
totalmortgage.com
Allie Sirmaian Total Mortgage NMLS# 1993489
975 Merriam Ave #212, Leominster, MA 01453
(978) 382-1379
totalmortgage.com
What Does a FHA Loan Specialist in Leominster Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be financed into the loan. Annual mortgage insurance premiums range from 0.55 percent to 0.85 percent of the loan balance depending on loan term and loan to value ratio. Closing costs in Leominster generally range from 3000 to 6000 dollars but vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Leominster Massachusetts?
For 2024 the FHA loan limit for a single family home in Worcester County which includes Leominster is 498257 dollars. This limit applies to standard FHA loans and may be higher for high cost areas if applicable.
What credit score is needed for an FHA loan in Massachusetts?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. Each lender in Massachusetts may set its own overlays above these minimums.
How long does the FHA loan process take in Leominster?
The typical FHA loan process in Massachusetts takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.