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FHA Loan Specialists in Leominster, MA

Compare fha loan specialists in Leominster. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Leominster, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 14 fha loan specialists in Leominster, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
975 Merriam Ave #212, Leominster, MA 01453
9784013670
Denise Peach - Total Mortgage, NMLS #41008
975 Merriam Ave #212, Leominster, MA 01453
9788073370
Brieanna Kelley - Producing Branch Manager
28R Central St, Leominster, MA 01453
9788526376
Katie Weldon - "Katie the Mortgage Lady" , NMLS #1094433
28R Central St, Leominster, MA 01453
9787511934
Rocket Mortgage
1355 Central St, Leominster, MA 01453
9782350267
Elisa Cuddy Annie-Mac Home Mortgage
28 Central St, Leominster, MA 01453
9785034541
Melissa Clifton - Total Mortgage, NMLS #744993
975 Merriam Ave #212, Leominster, MA 01453
9785029151
Sophia Bell - Total Mortgage, NMLS #655065
975 Merriam Ave #212, Leominster, MA 01453
9788707152
Fairway Independent Mortgage Corporation
67 Merriam Ave, Leominster, MA 01453
6177218838
Ross Mortgage Co Inc
14 Monument Square Suite #200, Leominster, MA 01453
9788600100
First Eastern Mortgage Corporation
20 Main St # 2B, Leominster, MA 01453
9785375400
Hard Money Lenders Leominster
ሞኑመንት ስኩዌር #14, Leominster, MA 01453
9782227449
Ann Proctor Total Mortgage NMLS# 16795
975 Merriam Ave #212, Leominster, MA 01453
9788709909
Allie Sirmaian Total Mortgage NMLS# 1993489
975 Merriam Ave #212, Leominster, MA 01453
9783821379

An FHA loan specialist in Leominster Massachusetts helps home buyers and homeowners navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and have lower down payment requirements than conventional loans. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks and must follow state specific disclosure rules.

What Does a FHA Loan Specialist in Leominster Cost?

Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be financed into the loan. Annual mortgage insurance premiums range from 0.55 percent to 0.85 percent of the loan balance depending on loan term and loan to value ratio. Closing costs in Leominster generally range from 3000 to 6000 dollars but vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Leominster Massachusetts?
For 2024 the FHA loan limit for a single family home in Worcester County which includes Leominster is 498257 dollars. This limit applies to standard FHA loans and may be higher for high cost areas if applicable.
What credit score is needed for an FHA loan in Massachusetts?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. Each lender in Massachusetts may set its own overlays above these minimums.