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Directory of fha loan specialists in Middleton, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Middleton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Middleton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Middleton, Massachusetts help homebuyers secure government-backed mortgages with lower down payments. Massachusetts law requires FHA lenders to follow state-specific disclosure rules and licensing through the Division of Banks. Specialists guide clients through the unique requirements of FHA loans in the Essex County real estate market.
What Does a FHA Loan Specialist in Middleton Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. These fees often total between $3,000 and $6,000 for a $300,000 loan. Massachusetts law caps certain lender fees under state regulations. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Middleton?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They also advise on Massachusetts-specific rules such as the state's high-cost loan thresholds and property appraisal standards.
Are FHA loans available for condos in Middleton?
Yes, FHA loans can be used for condos in Middleton if the condominium project is on the FHA-approved list. Massachusetts law also requires condo documents to comply with Chapter 183A, which the lender will review.
What is the maximum FHA loan limit in Essex County?
For 2024, the FHA loan limit for a single-family home in Essex County, including Middleton, is $498,257. This amount is set by HUD and may change annually based on local median home prices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.