Find FHA Loan Specialists in Quincy, MA
Directory of fha loan specialists in Quincy, Massachusetts. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 8 fha loan specialists in Quincy, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Quincy Massachusetts help homebuyers navigate FHA insured mortgages. These loans are popular in the Boston metro area due to lower down payment requirements and flexible credit guidelines. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks which ensures consumer protection for Quincy residents.
What Does a FHA Loan Specialist in Quincy Cost?
FHA loan costs in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Typical closing costs in Quincy range from 2 to 5 percent of the purchase price including appraisal fees of $500 to $700 and title insurance. Lender origination fees vary but are often capped at 1 percent. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Quincy Massachusetts?
For 2025 the FHA loan limit for a single family home in Norfolk County is $557,750. Higher limits apply for duplex triplex and four unit properties. These limits are set by HUD and may change annually.
What documents do I need to apply for an FHA loan in Quincy?
You will need recent pay stubs W 2 forms tax returns bank statements and government issued ID. Massachusetts lenders also require a signed authorization to verify your credit history. Self employed borrowers must provide two years of tax returns.