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Looking for a fha loan specialist in Springfield? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Springfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 fha loan specialists in Springfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
River City Mortgage LLC
1350 Main St Ste 1214, Springfield, MA 01103
8006316447
Brad Salerno at Rate (NMLS #41041)
1095 Main St Ground Floor Suite 1, Springfield, MA 01103
8604068093
TMD Capital
1500 Main St Suite 2312, Springfield, MA 01103
8005717405
USA Mortgage Network Inc
1333 Boston Rd, Springfield, MA 01119
4137371100
James DaRosa, NMLS 2027004, USA Mortgage Network
1333 Boston Rd, Springfield, MA 01119
4132728586
Freddie Rodriguez NMLS 1681915- Licensed in MA and CT - Spanish Speaking Mortgage Loan Originator. Préstamos Hipotecarios
1333 Boston Rd, Springfield, MA 01119
4132212644
Katie Rose, Loan Officer
1333 Boston Rd, Springfield, MA 01119
4134268325
An FHA loan specialist in Springfield Massachusetts can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. These loans often require lower down payments and have more flexible credit requirements than conventional loans. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, so your specialist must hold a valid license to operate in Hampden County.
What Does a FHA Loan Specialist in Springfield Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance depending on the loan term and down payment. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Springfield?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and ensures compliance with FHA guidelines. They also explain Massachusetts-specific requirements such as property condition standards and flood zone regulations that may affect your loan approval.
What are the FHA loan limits for Springfield Massachusetts?
For 2025, the FHA loan limit for a single-family home in Hampden County is $524,225. This limit is set by the Department of Housing and Urban Development and may change annually. Your specialist can confirm the current limit for the specific property you are considering.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.