ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Topsfield, MA
Browse fha loan specialists serving Topsfield, Massachusetts. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Topsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 fha loan specialists in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Billings at CrossCountry Mortgage
49 Main St, Topsfield, MA 01983
8777731226
Jessica D'Avolio at Leader Bank
35 Main St, Topsfield, MA 01983
9787904757
Alexander Lampropoulos - Leader Bank, Mortgage, NMLS #1434430
35 Main St, Topsfield, MA 01983
9783023640
James Wallimann, Leader Bank Mortgage (NMLS #2092605)
35 Main St, Topsfield, MA 01983
9784147898
An FHA loan specialist in Topsfield Massachusetts can help you navigate the Federal Housing Administration loan process. Massachusetts law requires all mortgage loan originators to be licensed through the state Division of Banks. Local specialists understand Topsfield property values and Essex County market conditions.
What Does a FHA Loan Specialist in Topsfield Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Massachusetts average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Topsfield Massachusetts?
For 2024 the FHA loan limit for a single family home in Essex County Massachusetts is $644,000. This limit applies to Topsfield and is set by the Department of Housing and Urban Development based on median area home prices.
What Massachusetts specific requirements apply to FHA loans?
Massachusetts requires a state specific mortgage disclosure form and a mandatory 60 day right to cure period for foreclosure. FHA loans also require a Massachusetts licensed appraiser to complete the property valuation.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Topsfield who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.