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Find FHA Loan Specialists in Westport, MA

Directory of fha loan specialists in Westport, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Westport, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Westport, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Province Mortgage Associates, Inc.
1125 State Rd #7, Westport, MA 02790
4014904400
First Eastern Mortgage Corporation
875 State Rd #8, Westport, MA 02790
5086781166

An FHA loan specialist in Westport, Massachusetts can guide homebuyers through the Federal Housing Administration loan process. These loans are popular in the state due to lower down payment requirements and flexible credit guidelines. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, so local specialists must meet state standards.

What Does a FHA Loan Specialist in Westport Cost?

Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the purchase price. For a $300,000 home, this could mean $6,000 to $15,000 in total closing costs. Costs vary by lender, credit score, and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Westport do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They also explain Massachusetts specific rules, such as the state's high conforming loan limits which can affect FHA loan amounts in Westport.
What are the FHA loan limits for Westport Massachusetts?
FHA loan limits vary by county. For Bristol County, which includes Westport, the 2024 FHA loan limit for a single-family home is typically around $498,257. A specialist can confirm the current limit and help you find a loan that fits your budget.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes, all mortgage loan originators in Massachusetts must hold a valid license through the Nationwide Multistate Licensing System (NMLS). They must also complete continuing education courses approved by the state. Always verify a specialists NMLS ID before working with them.