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Showing 2 fha loan specialists in Wilbraham, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
380 Main St, Wilbraham, MA 01095
4137371100
Mortgage Network Inc
3 Crane Park Dr #1, Wilbraham, MA 01095
4135091050
What Does a FHA Loan Specialist in Wilbraham Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Third-party costs like appraisal and credit report fees add 500 to 1,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Wilbraham do?
An FHA loan specialist helps borrowers understand FHA loan eligibility, complete applications, and gather required documents. They also explain Massachusetts-specific rules such as the state's anti-predatory lending laws and the required home inspection standards.
What are the FHA loan limits for Wilbraham Massachusetts?
For 2025, the FHA loan limit for a single-family home in Hampden County including Wilbraham is 498,257 dollars. Limits are adjusted annually by the Department of Housing and Urban Development based on median home prices.