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Compare fha loan specialists in Grand Forks. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Grand Forks, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 18 fha loan specialists in Grand Forks, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Class Mortgage - Grand Forks
2750 17th Ave S, Grand Forks, ND 58201
7017753288
Nations Lending - Grand Forks, ND Company NMLS #32416
3001 32nd Ave S #1a, Grand Forks, ND 58201
7017417435
OneMain Financial
2100 S Columbia Rd #112, Grand Forks, ND 58201
7017727114
Frandsen Bank & Trust
1616 S Washington St, Grand Forks, ND 58201
7017807700
Alerus
2300 S Columbia Rd, Grand Forks, ND 58201
7017953200
Jen Ekberg (Granite Bank)
202 N 3rd St, Grand Forks, ND 58203
7017404900
Choice Bank
1697 S 42nd St, Grand Forks, ND 58201
7017466010
Northern Plains Financial
305 S 4th St, Grand Forks, ND 58201
7013141166
Sharp Personal Loans
3766 Gateway Dr, Grand Forks, ND 58203
8173368589
Wintrust Mortgage
997 47th Ave S Unit 4, Grand Forks, ND 58201
7017380651
Alerus
500 Demers Ave B, Grand Forks, ND 58201
7017953303
Brad Foley - Mortgage Banker
1616 S Washington St, Grand Forks, ND 58201
7012132938
TCF Home Loans
2712 S Columbia Rd Suite 350, Grand Forks, ND 58201
7017574252
Ann-Marie Morrow Sales Manager at Nations Lending - NMLS: 449214
3001 32nd Ave S #1a, Grand Forks, ND 58201
7017417435
Alerus Mortgage - Marlene Hagen
2300 S Columbia Rd, Grand Forks, ND 58201
7017953357
America's Home Loans
510 N Washington St # 2, Grand Forks, ND 58203
7017951606
US Bank Mortgage
600 Demers Ave, Grand Forks, ND 58201
8008722657
Choice Bank
4501 S Washington St, Grand Forks, ND 58201
7017384300
An FHA loan specialist in Grand Forks, North Dakota helps borrowers secure loans insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. In North Dakota, FHA loans follow federal guidelines but local specialists understand regional property values and lender requirements in Grand Forks.
What Does a FHA Loan Specialist in Grand Forks Cost?
Typical costs for an FHA loan specialist in North Dakota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums between 0.45 and 1.05 percent. Closing costs in Grand Forks range from 2 to 5 percent of the loan value. These costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Grand Forks?
An FHA loan specialist is a mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance, and property eligibility in Grand Forks.
What are the credit score requirements for an FHA loan in North Dakota?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. North Dakota lenders may have additional requirements.
Are there North Dakota specific rules for FHA loans?
North Dakota follows standard FHA guidelines but local property tax laws and insurance costs can affect loan amounts. Specialists in Grand Forks can explain how state homestead exemptions and local market conditions impact your loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.