Compare FHA Loan Specialists in Minot, ND
Browse fha loan specialists serving Minot, North Dakota. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of North Dakota before hiring.
Showing 18 fha loan specialists in Minot, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Minot North Dakota can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the Minot area due to lower down payment requirements and flexible credit guidelines. North Dakota law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Minot Cost?
Typical costs for FHA loan specialist services in North Dakota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. These costs vary by lender and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Minot do?
An FHA loan specialist helps you understand FHA loan requirements and guides you through the application process. They review your financial situation and help you find a lender that offers FHA loans in Minot.
What are the FHA loan limits for Minot North Dakota?
FHA loan limits for Minot follow the standard limits set by the Department of Housing and Urban Development. For 2025 the single-family home limit in Ward County is typically around $498,257 but these limits can change each year.
Do I need a special license to be an FHA loan specialist in North Dakota?
Yes. In North Dakota all mortgage loan originators must hold a valid license through the Nationwide Multistate Licensing System. This includes completing pre-licensing education and passing a background check.
FHA Loan Specialists in Other North Dakota Cities
Bismarck · Fargo · Grand Forks · West Fargo · Williston