Compare FHA Loan Specialists in Centerville, OH
Compare fha loan specialists in Centerville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 2 fha loan specialists in Centerville, OH
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What Does a FHA Loan Specialist in Centerville Cost?
Typical costs for working with an FHA loan specialist in Ohio include origination fees of 0.5 to 1.5 percent of the loan amount and third party fees for appraisal, credit report, and title services. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. The borrower can also pay discount points to lower the interest rate, with each point costing 1 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Centerville?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They guide you through credit requirements, down payment options, and the appraisal process specific to Ohio properties.
What are the FHA loan limits for Centerville Ohio in 2025?
For 2025, FHA loan limits for Montgomery County Ohio are 498,257 dollars for a single family home. Higher limits may apply for multi unit properties. A specialist can confirm current limits for your specific property.
Do FHA loans in Ohio require mortgage insurance?
Yes, FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium typically between 0.45 and 1.05 percent. This insurance protects the lender and is required for the life of the loan if your down payment is less than 10 percent.