Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 fha loan specialists in Chagrin Falls, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nichole Kruse at Rate (NMLS #1145491)
100 N Main St Unit 225, Chagrin Falls, OH 44022
4129016608
Cornerstone Mortgage Services
68 Olive St #11, Chagrin Falls, OH 44022
4402475656
Tony Artino at Rate (NMLS #196440)
100 N Main St Unit 225, Chagrin Falls, OH 44022
4405977117
Sebastian Lorenzo at Guaranteed Rate (NMLS #1840189)
100 N Main St Unit 225, Chagrin Falls, OH 44022
2166780061
Rate
100 N Main St Unit 225, Chagrin Falls, OH 44022
3309681052
What Does a FHA Loan Specialist in Chagrin Falls Cost?
Typical costs for an FHA loan specialist in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Chagrin Falls usually range from 2 to 5 percent of the purchase price. Lender fees vary but often fall between $500 and $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Chagrin Falls?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval documentation and closing. They ensure the property meets FHA minimum property standards and that the borrower qualifies under Ohio lending laws.
What are the FHA loan limits for Chagrin Falls Ohio?
For 2025 the FHA loan limit for a single-family home in Cuyahoga County is $498,257. Higher limits apply for multi-unit properties. These limits are set by HUD and updated annually.
Are there Ohio-specific rules for FHA loans?
Yes Ohio requires all mortgage loan originators to hold a valid license. Ohio also has specific foreclosure mediation programs that may affect FHA loan terms. Borrowers must also comply with Ohio's property transfer tax rules.