Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 20 fha loan specialists in Cincinnati, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Mount Adams
1111 St Gregory St 6th floor, Cincinnati, OH 45202
5135923838
River City Mortgage LLC
4555 Lake Forest Dr Suite 450, Cincinnati, OH 45242
5136316400
PrimeLending, A PlainsCapital Company - Cincinnati
8044 Montgomery Rd Suite 700 Room 711, Cincinnati, OH 45236
5136988001
Union Home Mortgage - Cincinnati
7631 Cheviot Rd #2a, Cincinnati, OH 45247
5139853000
Franklin Financial Group
755 Maidstone Ct, Cincinnati, OH 45230
5132314927
PRMG
7265 Kenwood Rd Suite 215, Cincinnati, OH 45236
5132764155
Vincent DeRisi Home Loans - Union Home Mortgage
1111 St Gregory St, Cincinnati, OH 45202
6462614102
Johnathan Barber -- Senior Mortgage Specialist -- OHIO, KENTUCKY, INDIANA, TENNESSEE, SOUTH CAROLINA, ALABAMA, and FLORIDA.
110 Boggs Ln Suite 155, Cincinnati, OH 45246
5135186318
Chad Curtin Mortgage
4555 Lake Forest Dr #430, Cincinnati, OH 45242
5132537304
Superior Mortgage Services, Inc
2126 Evanor Ln, Cincinnati, OH 45244
5134740899
Rapid Mortgage Company
7466 Beechmont Ave Unit 420, Cincinnati, OH 45255
5137696900
Churchill Mortgage - Cincinnati
7875 Montgomery Rd Ste 42, Office 126, Cincinnati, OH 45236
5133240257
Justin Allen - Union Home Mortgage
1111 St Gregory St 6th floor, Cincinnati, OH 45202
6145974629
Kathy Lamb
7357 E Kemper Rd Unit C, Cincinnati, OH 45249
5133103301
Cohen Mortgage
4030 Smith Rd Suite 200, Cincinnati, OH 45209
5138010201
David Behymer - Union Home Mortgage
1111 St Gregory St, Cincinnati, OH 45202
8593089231
All Home Mortgages, LLC
4240 Airport Rd Suite 101, Cincinnati, OH 45226
5134709939
Stockton Mortgage
4030 Smith Rd Suite 200, Cincinnati, OH 45209
5134864140
Tom Glover at Rate (NMLS #581277)
2101 Grandin Rd suite a, Cincinnati, OH 45208
5133010329
Maxelle Mortgage
8044 Montgomery Rd Suite 700, Cincinnati, OH 45236
5139794100
What Does a FHA Loan Specialist in Cincinnati Cost?
Typical costs for an FHA loan specialist in Cincinnati Ohio include an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount and an annual MIP of 0.55% to 0.85% depending on the loan term and down payment. Origination fees from lenders range from 0.5% to 1.5% of the loan amount. Appraisal fees in Cincinnati average $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cincinnati Ohio in 2025?
For 2025 the FHA loan limit for a single family home in Hamilton County Ohio is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the U.S. Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in Cincinnati?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may have its own overlay requirements so check with a specialist.
Are there Ohio specific down payment assistance programs for FHA loans?
Yes the Ohio Housing Finance Agency (OHFA) offers down payment assistance up to 5% of the loan amount for eligible homebuyers in Cincinnati. This program can be combined with an FHA loan. You must complete a homebuyer education course to qualify.