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FHA Loan Specialists in Fairborn, OH

Browse fha loan specialists serving Fairborn, Ohio. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Fairborn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 3 fha loan specialists in Fairborn, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Weber Bancorp LLC
398 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-9993 weberbancorp.com
US Bank Mortgage
1 W Main St, Fairborn, OH 45324
(800) 872-2657 usbank.com
HII Commercial Real Estate Loans Fairborn OH
420 Patterson St E, Fairborn, OH 45324
(937) 343-1995 happyinvestmentsinc.com

FHA loan specialists in Fairborn, Ohio help homebuyers navigate Federal Housing Administration loans. Ohio law requires lenders to follow specific disclosure rules under the Ohio Mortgage Loan Act. Local specialists can guide you through Fairborn real estate market conditions and FHA property requirements.

What Does a FHA Loan Specialist in Fairborn Cost?

Typical costs for FHA loan services in Ohio include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Closing costs range from 2% to 5% of the purchase price. Lender fees vary but average $1,000 to $3,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Fairborn?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA loans. They assist with credit requirements, down payment options, and property eligibility in Fairborn, Ohio.
What are FHA loan limits for Fairborn Ohio?
FHA loan limits for Fairborn follow Greene County limits. For 2024, the single-family limit is typically around $498,257. These limits change annually and vary by county in Ohio.
Do I need a specific license for FHA loans in Ohio?
Yes, mortgage loan originators in Ohio must hold a valid license through the Nationwide Mortgage Licensing System. Ohio Revised Code Section 1321 requires all loan officers to register and pass a background check.

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