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Compare fha loan specialists in Fairfield. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Fairfield, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 fha loan specialists in Fairfield, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Officer - 294680
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5132377846
Loan Officer - 488867
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5137033764
PNC Mortgage
5333 Pleasant Ave, Fairfield, OH 45014
5139391930
Loan Officer - 2073986
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
4405701212
An FHA loan specialist in Fairfield, Ohio can help you navigate the Federal Housing Administration loan process. These loans are popular in Ohio due to lower down payment requirements and flexible credit guidelines. Fairfield residents often work with specialists familiar with Butler County property values and Ohio-specific closing procedures.
What Does a FHA Loan Specialist in Fairfield Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs in Fairfield usually range from 2% to 5% of the purchase price, including appraisal fees of $400 to $700. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fairfield Ohio?
An FHA loan specialist guides you through the FHA loan application, from pre-approval to closing. They help you understand Ohio property tax requirements and ensure your loan meets HUD guidelines for Fairfield homes.
What are the FHA loan limits for Fairfield Ohio?
For 2024, the FHA loan limit for a single-family home in Butler County, including Fairfield, is $498,257. This limit is set by HUD and applies to most areas in Ohio.
Do I need a special license to be an FHA loan specialist in Ohio?
Yes, FHA loan specialists in Ohio must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete Ohio-specific continuing education each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.