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Find FHA Loan Specialists Near You in Lakewood, OH
Browse fha loan specialists serving Lakewood, Ohio. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lakewood, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Lakewood, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - John Deleva
14701 Detroit Ave #750, Lakewood, OH 44107
2164525120
Premier Mortgage Consultants LTD
14700 Detroit Ave, Lakewood, OH 44107
8009109480
An FHA loan specialist in Lakewood, Ohio helps home buyers navigate Federal Housing Administration loans, which require lower down payments and credit scores than conventional loans. Ohio law requires FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Lakewood buyers often use FHA loans for properties in Cuyahoga County, where median home prices make these loans a practical option.
What Does a FHA Loan Specialist in Lakewood Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent of the loan balance. Closing costs usually range from 2 to 5 percent of the purchase price, or about $5,000 to $12,500 on a $250,000 home. Appraisal fees in Lakewood average $500 to $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lakewood, Ohio?
For 2025, the FHA loan limit for a single-family home in Cuyahoga County is $498,257. This limit applies to Lakewood and is adjusted annually by the Department of Housing and Urban Development.
How long does an FHA loan approval take in Ohio?
FHA loan approval in Ohio typically takes 30 to 60 days from application to closing. Ohio law requires a 3-day right of rescission for refinances, which adds time to those transactions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.