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Directory of fha loan specialists in Lancaster, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Lancaster, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 12 fha loan specialists in Lancaster, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
714 N Memorial Dr, Lancaster, OH 43130
7409940460
Cason Home Loans
800 Rainbow Dr NE, Lancaster, OH 43130
6149155450
Union Home Mortgage
419 E Main St, Lancaster, OH 43130
7406541200
OneMain Financial
1124 N Memorial Dr, Lancaster, OH 43130
7406531650
Vinton County National Bank
521 E Main St, Lancaster, OH 43130
7406873920
Lendmark Financial Services LLC
1617 Victor Rd NW, Lancaster, OH 43130
7406538711
Greg Rose at CrossCountry Mortgage
2682 N Columbus St b, Lancaster, OH 43130
8777731226
American Eagle Mortgage | Lancaster, OH
2682 N Columbus St b, Lancaster, OH 43130
7406546000
Ron Thomas at CrossCountry Mortgage
2682 N Columbus St b, Lancaster, OH 43130
7406546000
Chase Home Lending
123 S Broad St, Lancaster, OH 43130
6149812684
Mortgages By Chuck
154 E Main St, Lancaster, OH 43130
6149158736
PNC Mortgage
148 W Main St, Lancaster, OH 43130
7406871880
An FHA loan specialist in Lancaster, Ohio can help you navigate the Federal Housing Administration loan process. These loans are popular in Ohio due to lower down payment requirements and flexible credit guidelines. Local specialists understand Fairfield County housing market conditions and can guide you through Ohio specific property appraisal rules.
What Does a FHA Loan Specialist in Lancaster Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Lancaster usually range from 2% to 5% of the purchase price. Lender fees and third party costs like appraisal and title insurance vary. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lancaster Ohio?
For 2025 the FHA loan limit for Fairfield County is $498,257 for a single family home. This amount is set by the U.S. Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Ohio?
Most FHA lenders in Ohio require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may have their own overlays.
Are there Ohio specific requirements for FHA loans?
Ohio law does not add extra state requirements beyond federal FHA rules. However you must meet standard FHA guidelines including property condition standards and occupancy requirements. The home must be your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.