Find FHA Loan Specialists Near You in Lebanon, OH
Compare fha loan specialists in Lebanon. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Ohio before hiring.
Showing 8 fha loan specialists in Lebanon, OH
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What Does a FHA Loan Specialist in Lebanon Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Lebanon usually range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700 and title fees. Lender origination fees vary by institution. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lebanon Ohio?
For 2025, the FHA loan limit for a single-family home in Warren County Ohio is $524,225. This limit applies to most areas in Ohio and is set by the Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.
What credit score is needed for an FHA loan in Ohio?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Ohio lenders may have additional overlays beyond FHA minimums.
Are there Ohio-specific rules for FHA loans?
Ohio law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Ohio also has a 30-day right of rescission period for refinances. All FHA loans in Ohio must comply with state foreclosure laws if default occurs.