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Directory of fha loan specialists in Lorain, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 10 fha loan specialists in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rodney Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4403150800
Ruoff Mortgage - Lorain
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
First Federal Savings and Loan of Lorain
3721 Oberlin Ave, Lorain, OH 44053
4402826188
Jim Cook, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
2162997667
Felix Velez, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405679172
Johnny Rivera, Mortgage Loan Originator, NMLS #73774
3961 Rossi Way, Lorain, OH 44053
4407521947
Scott Dillen, Ruoff Mortgage
6155 Park Square Dr Suite 4, Lorain, OH 44053
2165988850
LendUS & American Eagle Mortgage | Lorain, OH
6145 Park Square Dr #3, Lorain, OH 44053
4409882900
Dwayne Reynolds, Ruoff Mortgage
6155 Park Square Dr #4, Lorain, OH 44053
4405380071
Naudia Floyd at Legacy Home Finance
6145 Park Square Dr #4b, Lorain, OH 44053
4404535941
An FHA loan specialist in Lorain Ohio can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time homebuyers and those with lower credit scores. In Ohio, FHA loans must comply with state specific regulations on property appraisals and loan limits which vary by county.
What Does a FHA Loan Specialist in Lorain Cost?
Typical costs for an FHA loan specialist in Ohio include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the loan. Closing costs in Lorain may range from 2% to 5% of the purchase price. These costs vary based on the lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lorain do?
An FHA loan specialist helps borrowers understand FHA loan requirements and assists with the application process. They review credit history, income documents, and property eligibility. In Lorain, they also ensure the loan meets Ohio specific guidelines for down payment assistance programs.
What are the FHA loan limits for Lorain Ohio?
For 2024, the FHA loan limit for a single family home in Lorain County Ohio is $498,257. This limit applies to most areas and may be higher for multi unit properties. The specialist can confirm the exact limit for your specific property.
Are there Ohio specific rules for FHA loans?
Yes Ohio law requires FHA loans to follow state foreclosure and escrow rules. For example Ohio requires a 30 day notice before foreclosure proceedings. The specialist must also comply with Ohio mortgage broker licensing laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.