Find FHA Loan Specialists Near You in Mason, OH
Browse fha loan specialists serving Mason, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 13 fha loan specialists in Mason, OH
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FHA loan specialists in Mason, Ohio assist homebuyers with government-backed mortgages insured by the Federal Housing Administration. These loans are popular in Ohio due to lower down payment requirements and flexible credit guidelines. Local specialists understand Warren County property values and Ohio specific closing procedures.
What Does a FHA Loan Specialist in Mason Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Mason usually range from 2 to 5 percent of the purchase price. Lender fees and third-party costs vary by case. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mason Ohio in 2025?
For 2025 the FHA loan limit for a single-family home in Warren County Ohio is $498,257. Higher limits apply for multi-unit properties. These limits are set by HUD and updated annually.
Do I need a specific credit score for an FHA loan in Ohio?
The minimum credit score for an FHA loan in Ohio is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
What Ohio specific rules apply to FHA loans in Mason?
Ohio requires all FHA loans to include a home inspection and appraisal by a HUD-approved appraiser. Ohio law also mandates that lenders provide a Good Faith Estimate within three business days of application. These rules protect borrowers in Warren County.