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Find FHA Loan Specialists in Medina, OH

Browse fha loan specialists serving Medina, Ohio. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Medina, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 19 fha loan specialists in Medina, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CHM Lending
2211 Medina Rd Suite 125, Medina, OH 44256
(330) 577-3205 chmlending.com
Crossroads Home Loans
2530 Medina Rd Suite 100, Medina, OH 44256
(330) 321-6400 crossroadsloans.com
Josh Pick, Ruoff Mortgage
3995 Medina Rd Suite 220, Medina, OH 44256
(330) 760-2254 ruoff.com
Ruoff Mortgage - Medina
3995 Medina Rd Suite 220, Medina, OH 44256
(330) 441-4467 ruoff.com
Lori Fetter, Ruoff Mortgage
3995 Medina Rd Suite 220, Medina, OH 44256
(330) 715-1320 ruoff.com
Guild Mortgage - Patience Bates
4992 Foote Rd UNIT 5, Medina, OH 44256
(234) 231-7342 branches.guildmortgage.com
Dan Logan, Ruoff Mortgage
3995 Medina Rd Suite 220, Medina, OH 44256
(440) 336-3173 ruoff.com
Sarah Cole, Ruoff Mortgage
3995 Medina Rd Suite 220, Medina, OH 44256
(216) 855-1199 ruoff.com
Matt Koch, Ruoff Mortgage
3995 Medina Rd Suite 220, Medina, OH 44256
(312) 771-9128 ruoff.com
Guild Mortgage - Kurt Rosenwald
4992 Foote Rd UNIT 5, Medina, OH 44256
(234) 231-7340 branches.guildmortgage.com
Crown Home Mortgage
5000 Gateway Dr, Medina, OH 44256
(216) 238-4454 medina.crownhm.com
Smartfi Home Loans
1113 Medina Rd Suite 400, Medina, OH 44256
(330) 867-1600 smartfihomeloans.com
Christi Nichols, Ruoff Mortgage
3995 Medina Rd Suite 220, Medina, OH 44256
(330) 631-4181 ruoff.com
Union Home Mortgage
225 E Liberty St, Medina, OH 44256
(330) 685-9817
Veritas Financial Group LLC
1060 Ledge Rd, Medina, OH 44256
(216) 270-5530 veritasfg.com
Amy Russo - Synergy 1 Lending
225 E Liberty St Suite 105, Medina, OH 44256
(330) 441-1420
Guild Mortgage Company
4992 Foote Rd UNIT 5, Medina, OH 44256
(234) 231-7350 branches.guildmortgage.com
David A Bowen - PNC Mortgage Loan Officer (NMLS #572638)
5120 Buehlers Dr, Medina, OH 44256
(330) 314-3965 pnc.com
Commonwealth Diversified Lending
5000 Gateway Dr, Medina, OH 44256
(330) 723-7227 commonwealthdiversifiedlending.com

An FHA loan specialist in Medina, Ohio helps borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in Medina County for first-time homebuyers and those with limited savings. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions.

What Does a FHA Loan Specialist in Medina Cost?

Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Medina County usually range from 2 to 5 percent of the purchase price. Lender fees and third-party costs like appraisal and title search vary by case. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the credit score requirements for an FHA loan in Medina Ohio?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Ohio may set its own overlays above these minimums.
How long does the FHA loan process take in Medina County?
The typical FHA loan process takes 30 to 45 days from application to closing in Medina County. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.
Are there Ohio-specific rules for FHA loans on manufactured homes?
Yes. Ohio law requires that manufactured homes be permanently affixed to land owned by the borrower to qualify for an FHA loan. The home must also meet HUDs Manufactured Home Construction and Safety Standards.

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