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Compare fha loan specialists in Mentor. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Mentor, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 17 fha loan specialists in Mentor, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Richard CrossCountry Mortgage
7200 Center St Ste 301, Mentor, OH 44060
4407591333
Ruoff Mortgage - Mentor
7250 Center St unit d, Mentor, OH 44060
4407018075
CrossCountry Mortgage Paul Muro
9169 Mentor Ave, Mentor, OH 44060
4404130867
The Solido Group at Barrett Financial Group
8500 Station St #300k, Mentor, OH 44060
8434256074
Stephanie Stoltz, Ruoff Mortgage
7250 Center St, Mentor, OH 44060
4404888858
Mimi Suster at CrossCountry Mortgage
7200 Center St Suite 202 & 301, Mentor, OH 44060
4403582345
Peggy Alley, Ruoff Mortgage
7250 Center St, Mentor, OH 44060
4408623668
Ryan Bissett at CrossCountry Mortgage
9169 Mentor Ave, Mentor, OH 44060
4402238112
Fairway Independent Mortgage Corporation
7400 Center St, Mentor, OH 44060
4402219175
Brian Novak at CrossCountry Mortgage
7200 Center St Suite 202 & 301, Mentor, OH 44060
8777731226
The Muro Group at CrossCountry Mortgage
9169 Mentor Ave, Mentor, OH 44060
4404130867
Dominic Frank Lorenzo | Fairway Independent Mortgage Corporation Loan Officer
7400 Center St, Mentor, OH 44060
4402219175
US Bank Mortgage
9572 Mentor Ave, Mentor, OH 44060
8008722657
Statewide Home Mortgage, Inc.
7211 Center St, Mentor, OH 44060
4407597431
Hometown Lenders, Inc.
7200 Center St #101, Mentor, OH 44060
4408215414
The Bankers Guarantee Title & Trust Company
7395 Center St, Mentor, OH 44060
2164699922
Stonebridge Mortgage Inc
7299 Hodgson Rd, Mentor, OH 44060
4404870422
FHA loan specialists in Mentor, Ohio help homebuyers secure government-insured mortgages with lower down payments and flexible credit requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Working with a local specialist ensures you understand Lake County property values and FHA appraisal standards.
What Does a FHA Loan Specialist in Mentor Cost?
FHA loan costs in Ohio include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Closing costs in Lake County typically range from 2% to 5% of the purchase price, including lender fees, title insurance, and recording fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Mentor?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Ohio lenders may have overlays requiring higher scores.
Are there specific property condition requirements for FHA loans in Ohio?
Yes, FHA requires an appraisal that meets minimum property standards, including safety, security, and structural soundness. In Ohio, the property must also comply with local building codes and have no health hazards like lead paint.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.