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Find FHA Loan Specialists in Rocky River, OH

Browse fha loan specialists serving Rocky River, Ohio. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Rocky River, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 fha loan specialists in Rocky River, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rockway Mortgage
20545 Center Ridge Rd Suite 142, Rocky River, OH 44116
2162322900
Equity Capital Mortgage Group
20160 Center Ridge Rd # 201, Rocky River, OH 44116
2163022060
CosmoLends
20006 Detroit Rd Suite 309, Rocky River, OH 44116
4409255515
Dina Markos
21550 Center Ridge Rd, Rocky River, OH 44116
2163104796
Flagstar Bank Home Loan Center
22255 Center Ridge Rd Suite 207, Rocky River, OH 44116
4404779307
Valerie Stefancin | Schmidt Mortgage
20545 Center Ridge Rd, Rocky River, OH 44116
2165705343

An FHA loan specialist in Rocky River, Ohio can help you navigate the Federal Housing Administration loan process. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Local specialists understand the Rocky River real estate market and can guide you through FHA requirements for homes in Cuyahoga County.

What Does a FHA Loan Specialist in Rocky River Cost?

Typical costs for FHA loan services in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1.5 percent of the loan amount. Closing costs in Rocky River average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Rocky River do?
An FHA loan specialist helps you apply for and close an FHA-insured mortgage. They review your credit, income, and property eligibility per HUD guidelines. They also explain Ohio-specific rules like the 30-day rescission period for refinances.
What are the FHA loan requirements in Ohio?
Ohio FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet HUD safety and appraisal standards. Ohio also requires a home inspection for certain older homes.
How do I choose an FHA loan specialist in Rocky River?
Look for a licensed mortgage loan originator in Ohio with experience in FHA loans. Check their record with the Nationwide Multistate Licensing System. Ask about their familiarity with Rocky River home values and local appraisal trends.