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Directory of fha loan specialists in Salem, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Salem, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 fha loan specialists in Salem, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2339 E State St, Salem, OH 44460
3303320356
Hunter Associates
120 W 2nd St, Salem, OH 44460
8002036593
Melinda Eckert, Ohio Mortgage Momma
558 E State St suite 2, Salem, OH 44460
3306143703
Chase Home Lending
123 N Broadway Ave, Salem, OH 44460
3303324621
FHA loan specialists in Salem Ohio help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Local specialists understand Salem real estate market conditions and can guide you through FHA appraisal and underwriting rules specific to Ohio properties.
What Does a FHA Loan Specialist in Salem Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Salem generally range from 2% to 5% of the purchase price, including appraisal fees of $500 to $700 and title insurance of $1,000 to $2,000. Lender origination fees vary but are often capped at 1% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Salem Ohio in 2025?
For 2025 the FHA loan limit for a single-family home in Columbiana County is $498,257. This limit applies to most areas in Salem and adjusts annually based on median home prices. Higher limits may apply for multi-unit properties.
What Ohio-specific requirements apply to FHA loans?
Ohio requires all FHA loans to include a home inspection by a licensed Ohio home inspector. Additionally Ohio law mandates that lenders provide a Good Faith Estimate within three business days of application. Borrowers must also complete an Ohio-specific homebuyer education course if using certain down payment assistance programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.