Find FHA Loan Specialists Near You in Shaker Heights, OH
Compare fha loan specialists in Shaker Heights. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 2 fha loan specialists in Shaker Heights, OH
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What Does a FHA Loan Specialist in Shaker Heights Cost?
Typical costs for an FHA loan specialist in Ohio include an origination fee of 1 to 1.5 percent of the loan amount plus third-party fees for appraisal credit report and title services. For a $250,000 loan these costs total between $3,000 and $5,000. The FHA also charges an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be rolled into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Shaker Heights Ohio in 2025?
For 2025 the FHA loan limit for a single-family home in Cuyahoga County is $498,257. This limit applies to most areas in Shaker Heights. Higher limits may apply for duplexes triplexes or four-unit properties.
Do I need a specific license to be an FHA loan specialist in Ohio?
Yes all FHA loan specialists in Ohio must hold a valid Mortgage Loan Originator license through the Ohio Division of Financial Institutions. They must also pass a criminal background check and complete continuing education each year.