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FHA Loan Specialists in Wooster, OH

Browse fha loan specialists serving Wooster, Ohio. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Wooster, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Wooster, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Crystal Brown at CrossCountry Mortgage
545 N Market St, Wooster, OH 44691
3305721118
Sawyer Polen at CrossCountry Mortgage
545 N Market St, Wooster, OH 44691
3307499109

FHA loan specialists in Wooster, Ohio help homebuyers and homeowners navigate Federal Housing Administration loans. These loans are popular in Ohio due to lower down payment requirements and flexible credit guidelines. Wooster residents can work with local specialists to understand Ohio-specific property standards and FHA appraisal rules.

What Does a FHA Loan Specialist in Wooster Cost?

Typical costs for FHA loan specialist services in Ohio include an origination fee of 1% to 1.75% of the loan amount. Upfront mortgage insurance premium is 1.75% of the base loan amount, and annual mortgage insurance premiums range from 0.45% to 1.05%. Closing costs in Wooster generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Wooster do?
An FHA loan specialist guides you through the FHA loan process, including pre approval, documentation, and closing. They help you meet Ohio and federal requirements, such as property condition standards and debt to income ratios.
What are the FHA loan limits for Wooster Ohio?
For 2025, FHA loan limits in Wayne County Ohio are up to $498,257 for a single family home. Limits vary by property type and are set by the U.S. Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Ohio?
Yes, FHA loan specialists in Ohio must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education required by the Ohio Division of Financial Institutions.