Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Old Fort Banking Company
88 Progress Dr, Xenia, OH 45385
9373725792
Chase Mortgage
306 W 2nd St, Xenia, OH 45385
9373762971
What Does a FHA Loan Specialist in Xenia Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Xenia usually range from 2 to 5 percent of the purchase price, covering appraisal, title search, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Xenia do?
An FHA loan specialist assists with FHA loan applications, credit requirements, and property appraisal guidelines. They help borrowers understand Ohio specific rules such as the state's mortgage recording tax and local title requirements.
What are the FHA loan limits for Xenia Ohio in 2024?
For 2024, the FHA loan limit for a single-family home in Greene County, which includes Xenia, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
How do I choose an FHA loan specialist in Xenia?
Look for a specialist licensed in Ohio with experience in FHA lending. Check their record with the Nationwide Multistate Licensing System and ask about their familiarity with local appraisers and closing procedures in Xenia.