Compare First-Time Home Buyer Specialists in Union, KY
Looking for a first-time home buyer specialist in Union? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Kentucky before hiring.
Showing 2 first-time home buyer specialists in Union, KY
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First-time home buyer specialists in Union, Kentucky help you navigate the purchase process from pre-approval to closing. Kentucky offers specific programs like the KHC First Home program which provides down payment assistance for eligible buyers. Working with a local specialist ensures you understand Union market conditions and state-specific requirements.
What Does a First-Time Home Buyer Specialist in Union Cost?
Typical costs for first-time home buyer specialist services in Kentucky include real estate agent commissions which are usually paid by the seller, not the buyer. Lender fees for a first-time buyer loan often range from 1000 to 3000 dollars. Down payment assistance programs may have an origination fee of 1 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Union?
A first-time home buyer specialist is a real estate agent or lender who focuses on helping people buy their first home. They understand Kentucky programs like the KHC First Home and KHC Preferred loans that offer low down payments and closing cost assistance.
What Kentucky programs help first-time home buyers in Union?
The Kentucky Housing Corporation (KHC) offers the First Home program with 30-year fixed rates and down payment assistance up to 6000 dollars. Buyers must complete a home buyer education course approved by KHC. Union residents may also qualify for local grants through Boone County.
Do I need a special license to be a first-time home buyer specialist in Kentucky?
No special license is required beyond a standard Kentucky real estate license or mortgage loan originator license. However, specialists often complete additional training on KHC programs and first-time buyer needs. Always verify a professional is licensed through the Kentucky Real Estate Commission.