Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 3 home equity loan specialists in Garden City, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Idaho Title Loans, Inc.
4215 W Chinden Blvd, Garden City, ID 83714
(208) 343-1991
idahotitleloansinc.com
Half Price Title Loans by Ideal Lending
4213 W Chinden Blvd, Garden City, ID 83714
(208) 336-5626
boisetitleloan.com
Home Loans of Idaho
3724 N Plantation River Dr #102, Garden City, ID 83703
(208) 297-7444
homeloansofidaho.com
What Does a Home Equity Loan Specialist in Garden City Cost?
Typical costs for a home equity loan specialist in Idaho include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title search fees around 150 to 300 dollars. Closing costs can total 2 to 5 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist in Garden City do?
A home equity loan specialist guides you through the process of borrowing against your home equity. They help you understand loan options, required documentation, and Idaho specific regulations such as the maximum loan-to-value ratio allowed by state law.
What are the requirements for a home equity loan in Idaho?
In Idaho, you generally need at least 15 to 20 percent equity in your home, a good credit score, and a stable income. Lenders also require a property appraisal and may check for any liens or judgments against you.