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Compare Home Equity Loan Specialists in Kuna, ID

Compare home equity loan specialists in Kuna. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Kuna, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 3 home equity loan specialists in Kuna, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CapEd Credit Union
1550 N Meridian Rd, Kuna, ID 83634
(208) 884-0150 capedcu.com
ICCU
1375 N Meridian Rd, Kuna, ID 83634
(208) 846-7000 iccu.com
US Bank Mortgage
485 W Main St, Kuna, ID 83634
(208) 922-4141 usbank.com

Home equity loan specialists in Kuna Idaho help homeowners access the equity in their property. These professionals guide you through the loan process from application to closing. In Idaho lenders must follow state usury laws which cap interest rates on loans under 50000 dollars at 12 percent per year unless a different rate is agreed in writing.

What Does a Home Equity Loan Specialist in Kuna Cost?

Typical costs for a home equity loan in Idaho include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 300 to 600 dollars and closing costs of 2 to 5 percent of the loan. For a 50000 dollar loan total fees might range from 1500 to 4000 dollars. Costs vary by lender loan size and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Kuna do?
A home equity loan specialist helps you apply for a loan using your home equity as collateral. They review your credit income and property value to find suitable loan options. They also explain terms fees and repayment schedules specific to Idaho lending rules.
What are the requirements for a home equity loan in Idaho?
You typically need at least 15 to 20 percent equity in your home a credit score of 620 or higher and a debt to income ratio below 43 percent. Idaho law does not require a specific minimum equity but lenders set their own standards. You must also provide proof of income and property insurance.

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