Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 20 home equity loan specialists in Idaho Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Half Price Title Loans
1975 N Yellowstone Hwy, Idaho Falls, ID 83401
(208) 345-5604
boisetitleloan.com
Idaho First Mortgage
3340 Merlin Dr #200, Idaho Falls, ID 83404
(208) 243-9100
idahofirstmortgage.com
Patriot Home Mortgage
1970 E 17th St Suite 116, Idaho Falls, ID 83404
(208) 521-8075
patriothomemortgage.com
Chastain Financial
280 S Holmes Ave, Idaho Falls, ID 83401
(208) 542-5155
chastainfinancialidaho.com
Braylan Bean - Frontier Credit Union - Mortgage Loan Officer
865 S Woodruff Ave, Idaho Falls, ID 83401
(208) 670-2326
frontiercreditunion.com
Veritas Funding - Idaho Falls | Home Loans and Refinance
3040 E 17th St # A, Idaho Falls, ID 83406
(208) 390-2682
vfund.com
Legacy Mortgage Group, LLC
1600 John Adams Pkwy, Idaho Falls, ID 83401
(208) 525-3323
legacymortgagegroup.com
Nexus Mortgage Lending
4642, 550 W Sunnyside Rd Ste 11, Idaho Falls, ID 83402
(208) 529-0821
myidahomortgage.com
Evergreen Home Loans Idaho Falls NMLS 2722676
591 Park Ave Suite 202-E, Idaho Falls, ID 83402
(208) 715-5036
evergreenhomeloans.com
Citizens Community Bank: Ken Ford
2797 S Hitt Rd, Idaho Falls, ID 83406
(208) 239-8762
9468841629.mortgage-application.net
First American Mortgage Solutions
1795 International Way, Idaho Falls, ID 83402
(208) 528-9895
security-connect.com
What Does a Home Equity Loan Specialist in Idaho Falls Cost?
Typical costs for a home equity loan specialist in Idaho Falls include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 300 to 600 dollars and closing costs ranging from 2 to 5 percent of the loan. Some specialists charge a flat fee of 500 to 1500 dollars for consultation and document preparation. These costs vary by lender loan size and property location. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home equity loan specialist do in Idaho Falls?
A home equity loan specialist helps you understand your borrowing options based on your homes value and your financial situation. They explain loan terms calculate potential payments and assist with the application process. In Idaho they must ensure the loan meets state regulations regarding maximum loan to value ratios and disclosure requirements.
What are the requirements for a home equity loan in Idaho?
In Idaho you generally need at least 15 to 20 percent equity in your home a good credit score and stable income. Idaho law requires lenders to provide a Truth in Lending disclosure and follow the Idaho Residential Mortgage Practices Act. The loan amount cannot exceed the homes appraised value minus any existing liens.