Skip to main content

Compare Home Equity Loan Specialists in Westerly, RI

Directory of home equity loan specialists in Westerly, Rhode Island. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Rhode Island before hiring.
Showing 7 home equity loan specialists in Westerly, RI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jill Kass at Prosperity Home Mortgage - Shelton
224 Post Rd, Westerly, RI 02891
(401) 637-4800 jillkass.phmloans.com
Westerly Community Credit Union
122 Granite St, Westerly, RI 02891
(401) 596-7000 westerlyccu.com
Washington Trust
126 Franklin St, Westerly, RI 02891
(401) 348-1367 washtrust.com
Washington Trust
23 Broad St, Westerly, RI 02891
(401) 348-1210 washtrust.com
Westerly Community Credit Union
244 Post Rd, Westerly, RI 02891
(401) 596-7000 westerlyccu.com
Dime Bank Westerly
131 Franklin St, Westerly, RI 02891
(401) 596-4744 dime-bank.com
Norcom Mortgage of Westerly
8 Canal St, Westerly, RI 02891
(401) 603-8232

A home equity loan specialist in Westerly, Rhode Island can help you access the value in your home. Rhode Island law requires lenders to follow specific disclosure rules under state statute 34-25.1-1. These professionals guide you through loan options, repayment terms, and the application process for your Westerly property.

What Does a Home Equity Loan Specialist in Westerly Cost?

Typical costs for a home equity loan specialist in Rhode Island include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of $300 to $600, and closing costs of $500 to $1,500. Some lenders charge a flat fee instead of a percentage. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Westerly do?
A home equity loan specialist helps you understand and apply for a loan using your home equity. They explain terms, interest rates, and fees. They also ensure you meet Rhode Island lending requirements.
What are the requirements for a home equity loan in Rhode Island?
You typically need at least 20 percent equity in your home, a good credit score, and proof of income. Rhode Island law does not set a specific minimum equity, but most lenders require it. The loan amount depends on your homes appraised value and your financial situation.

Home Equity Loan Specialists in Other Rhode Island Cities