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Find Home Equity Loan Specialists Near You in Midvale, UT

Browse home equity loan specialists serving Midvale, Utah. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Midvale, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 2 home equity loan specialists in Midvale, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veritas Funding | Home Loans and Refinance
7050 Union Park Ave #400, Midvale, UT 84047
(801) 639-0900 vfund.com
KAI Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
(801) 306-7306 kaimortgage.com

Home equity loan specialists in Midvale, Utah help homeowners access the equity in their property for renovations, debt consolidation, or other needs. Utah law allows lenders to place a second mortgage on a home, and borrowers must meet specific loan-to-value ratios. Working with a local specialist can help you navigate Utahs unique property laws and lending regulations.

What Does a Home Equity Loan Specialist in Midvale Cost?

Typical costs for a home equity loan specialist in Utah include origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of $300 to $600, and closing costs ranging from $500 to $1,500. Some lenders may also charge annual fees or prepayment penalties. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a home equity loan specialist in Midvale?
A home equity loan specialist is a professional who helps homeowners apply for and secure a loan using their home equity. In Midvale, these specialists understand Utah lending laws and local property values to guide you through the process.
How much equity do I need for a home equity loan in Utah?
In Utah, most lenders require at least 15 to 20 percent equity in your home. This means your loan balance cannot exceed 80 to 85 percent of your homes appraised value. Requirements vary by lender and your credit profile.
Are there Utah-specific rules for home equity loans?
Yes, Utah follows state usury laws that cap interest rates on loans, though home equity loans are often exempt from these caps. Lenders must also comply with Utahs Truth in Lending Act requirements. Always review the terms carefully with your specialist.

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