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Home Equity Loan Specialists in Payson, UT

Browse home equity loan specialists serving Payson, Utah. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Payson, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 3 home equity loan specialists in Payson, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UCCU - Payson Branch
1012 W 800 S, Payson, UT 84651
(800) 453-8188 uccu.com
Dollar Loan Center
1392 Turf Farm Way STE 9, Payson, UT 84651
(385) 404-8844 dontbebroke.com
Team USA Mortgage
1675 W 200 S, Payson, UT 84651
(801) 885-9679 teamusa.mortgage

A home equity loan specialist in Payson Utah helps homeowners access the equity in their property. Utah law requires lenders to follow specific disclosure rules under the Truth in Lending Act. These specialists guide you through loan options and local property valuation practices in Utah County.

What Does a Home Equity Loan Specialist in Payson Cost?

Typical costs for a home equity loan specialist in Utah include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 300 to 600 dollars, and closing costs of 500 to 1,500 dollars. Some lenders may charge a flat fee or no closing costs in exchange for a higher interest rate. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home equity loan specialist in Payson do?
A specialist helps you understand your home equity borrowing options, such as a lump-sum loan or a line of credit. They review your property value, credit history, and Utah-specific lending regulations. Their goal is to find a loan product that fits your financial situation.
What are the requirements for a home equity loan in Utah?
You typically need at least 15 to 20 percent equity in your home, a good credit score, and a stable income. Utah law does not set a maximum loan amount, but lenders follow federal rules on loan-to-value ratios. A specialist can explain specific lender requirements in Payson.

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