Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gem Mortgage
1200 Discovery Dr STE 300, Bakersfield, CA 93309
6613281600
Signature Home Lending
4200 Truxtun Ave, Bakersfield, CA 93309
6616642780
NEW/GEN HOME LENDING
3434 Truxtun Ave # 155, Bakersfield, CA 93301
6612038792
Estrada Team with CrossCountry Mortgage, LLC
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Ownity Mortgage Lending
7606 Meany Ave Suite 103, Bakersfield, CA 93308
6614727182
The Mortgage House
8500 Stockdale Hwy #150, Bakersfield, CA 93311
6613289300
Clarity Home Loans
5060 California Ave Suite 1090-F, Bakersfield, CA 93309
6613225626
Agape Mortgage
5001 California Ave Suite 200, Bakersfield, CA 93309
6614969311
Buena Vista Mortgage, Veronica Y. Morales, Loan Officer
9100 Ming Ave Suite 107, Bakersfield, CA 93311
6613336996
Alfonso Garza
5301 Office Park Dr #200, Bakersfield, CA 93309
3104151359
Mortgage Connection
900 Mohawk St Suite 240, Bakersfield, CA 93309
6612054133
PrimeLending, A PlainsCapital Company - Bakersfield
5001 California Ave STE 108, Bakersfield, CA 93309
6612812324
Greg Desmé Real Estate Services Broker
5401 Business Park S # 122, Bakersfield, CA 93309
6613422859
Kay LaRue | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
6613014230
Accelerated Lending Group
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
6614895363
Creative Realty Mortgage Inc
4939 Calloway Dr Ste 101, Bakersfield, CA 93312
6613277041
Cornerstone Mortgage
4560 California Ave #300, Bakersfield, CA 93309
6613700600
Daniel Estrada at CrossCountry Mortgage
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Esteem Lending Group Inc. - Ashley Weaver
8501 Camino Media Ste 400, Bakersfield, CA 93311
6618096508
Melanie Contreras | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
6613432604
What Does a Mortgage Broker in Bakersfield Cost?
Mortgage broker fees in California typically range from 1% to 3% of the loan amount, though some brokers charge a flat fee or earn a commission from the lender. For a $400,000 loan, this could mean $4,000 to $12,000 in broker costs. Additional costs may include application fees, appraisal fees, and origination points. These fees vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Bakersfield?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you through the application process. Brokers do not lend money directly but find lenders that match your needs.
How do I choose a mortgage broker in California?
Look for a broker licensed with the California Department of Financial Protection and Innovation. Check their NMLS number and review their experience with local Bakersfield properties. You can also ask for references and compare their fee structures.
Are there California laws that protect borrowers using a mortgage broker?
Yes. California law requires brokers to provide a Loan Estimate within three business days of application. Brokers must also follow the California Finance Lenders Law and disclose all fees upfront. The state also prohibits certain predatory lending practices.